Looking at the state of the financial world today, an investor has few options in terms of safe places to deposit money. The stock market is volatile, many people lost thousands from their 401(k)s and real estate is up and down.
Certificates of deposit, however, offer a great short or long-term investment opportunity. You many not be thinking too much about what will happen over the next two years, but putting your money in a 2-year CD will mean you may be able to afford a down payment on a house, a new car or another expense that you can’t afford right now. 
If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts.
Too often people put money into an account and don’t think much of it until there’s a problem. However, if you’re serious about saving money, you should spend a little time looking into deposit account interest rates at banks and credit unions near you. Not only will researching nearby offers turn up great savings and CD rates–usually, better than the national average–a local institution will ensure your financial goals are met.
Now that we’re in a new month, it’s a good time to take a look at current interest rates in New Hampshire.
New Hampshire Banking Rates has compiled a list of the best interest rates in the city for savings accounts and certificates of deposit. Find out if your accounts measure up or if it’s time to open a new one with a better rate.
CD rates in have remained relatively steady over the past month, but there has been some movement. For anyone searching for the best CD rates today, below is a list of the top offers from banks and credit unions in , New Hampshire:
Highest 6-Month CD Rates
- Holy Rosary Credit Union: 1.5%
- Optima Bank: 1.5%
- Pentucket Bank: 1.26%
Top 12-Month CD Rates- Optima Bank: 1.85%
- Pentucket Bank: 1.76%
- Bellwether Community Credit Union: 1.6%
Best 24-Month CD Rates in - Optima Bank: 2.25%
- Pentucket Bank: 1.87%
- Bellwether Community Credit Union: 1.8%
Please note that these rates are accurate as of the publish date but are subject to change at any time in the future.If you live in the state of New Hampshire and are thinking about opening a 2 Year CD account, there are certain account characteristics you’ll need to consider before choosing the best account for you. Things like the minimum balance required and term length of your CD are important, but the interest rate you’ll earn is at the top of the list.
Longer term lengths generally yield higher CD rates, which is why a 24-month CD is a great investment option. That doesn’t necessarily mean every 2 year CD rate is good, however. New Hampshire Banking Rates can help familiarize you with the rates available in state and find the rates that are truly competitive for the area.
No matter what your financial goals or priorities may be, or how much money you earn or the state of your credit, New Hampshire Banking Rates wants to help you save money. Maybe you’re indulging your ski fantasies and buying a nice chalet in Waterville Valley. Whatever your situation, you should find the best and lowest interest rates where possible. Some rates we offer include:
New Hampshire Banking Rates will try to find the best rates possible so you can save money every chance you get. That’s what we do, and we’re good at it. We’re tapped into a large network of New Hampshire banks and they’re ready to help. Be sure to get your free credit report before you shop around for quotes. It’s free, and helps prevent fraud.
